Universal Wealth (referred to as “we,” “us,” or “our”) is committed to safeguarding the privacy of our clients and website visitors. This Privacy Policy outlines how we collect, use, share, and protect your personal information in connection with the services provided on our website (www.universalwealth.com) and other associated platforms.

1. Information We Collect

We collect personal information that you provide directly to us, including but not limited to:

- Personal Identifiable Information (PII): Name, email, phone number, mailing address, and financial details.

- Financial Information: Relevant data necessary for providing financial services like wealth management, retirement planning, and insurance services, including account numbers, social security numbers, and income details.

- Online Activity Information: When using our website, we may collect information such as your IP address, browser type, device type, operating system, and browsing behavior through the use of cookies or similar tracking technologies.

2. How We Use Your Information

We may use your personal data for the following purposes:

- To provide financial services, including wealth management, 401k rollovers, and annuities.

- To process transactions and facilitate communications related to your accounts or inquiries.

- To improve our website, services, and user experience based on analytics and user feedback.

- To send periodic updates, newsletters, or marketing communications if you have opted into such communications.

- To comply with legal obligations and for security purposes.

3. Data Sharing and Disclosure

We do not sell your personal data to third parties. However, we may share your information in the following cases:

- Service Providers: We may share data with third-party service providers who assist us in offering our financial services, such as banks, insurance carriers, or technology providers.

- Legal Requirements: We may disclose your personal information if required by law, or in response to legal proceedings, to protect the rights or safety of Universal Wealth, its clients, or the public.

- Affiliates and Partners: To provide better services, we may share information with our trusted affiliates, agents, or business partners, in compliance with applicable data protection laws.

4. Your Rights

Depending on your location, you may have certain rights regarding your personal data, including:

- Right to Access: You may request a copy of the personal data we hold about you.

- Right to Rectify: You may request correction of inaccurate or incomplete personal data.

- Right to Erase: You may request deletion of your personal data in certain circumstances.

- Right to Opt-Out: You may opt-out of receiving marketing communications from us at any time by following the instructions in the communications or by contacting us directly.

To exercise these rights, please contact us at info@universalwealth.com.

5. Security of Your Information

We take the protection of your personal data seriously. We implement appropriate technical and organizational measures to secure your personal data against unauthorized access, alteration, disclosure, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your use of our website and improve our services. You can control the use of cookies through your browser settings. However, disabling cookies may affect the functionality of our website.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not controlled by us. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, or as required by law. Upon request, we can anonymize or securely delete your personal data.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy regularly to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:

Email: info@universalwealth.com

Phone: 800-606-5421

Address: 4252 N Verrado Way, Suite 203, Buckeye, AZ 85396.

Governing Law: This Privacy Policy is governed by the laws of the state of Arizona, without regard to its conflict of law principles.